Investment Disclaimer

Not a SEBI Registered Investment Advisor

ArthaDNA (operated by Reinforcement Analytics) is not a SEBI Registered Investment Advisor (RIA) under the SEBI (Investment Advisers) Regulations, 2013. ArthaDNA is an AI-powered financial information and portfolio analytics platform. It does not provide personalised investment advice, portfolio management services, or distribution services for any financial products.

Nothing on this platform constitutes investment advice, a solicitation, or an offer to buy or sell any security, mutual fund unit, or financial product. All content is for informational and educational purposes only.

Consult a Qualified Financial Advisor

Before making any investment decision, you should consult a SEBI Registered Investment Advisor or a qualified financial professional who can assess your individual financial situation, risk tolerance, investment horizon, and goals. You can verify SEBI-registered advisors at www.sebi.gov.in.

Nature of AI-Generated Insights

ArthaDNA uses artificial intelligence and algorithmic analysis to generate portfolio insights, signals, projections, XIRR computations, and wealth reports. These outputs:

• Are based solely on the data you provide (CAS PDFs, profile inputs)
• Are generated automatically and have not been reviewed by a human advisor
• May contain errors, omissions, or outdated information
• Do not account for your complete financial picture, liabilities, or tax situation
• Are not a substitute for professional financial advice

Macro Market Indicators

Market indicators displayed on this platform (including Buffett Indicator, Nifty P/E, India VIX, RBI Repo Rate, CPI Inflation, and FII Flows) are sourced from publicly available data and are updated periodically. These indicators:

• Are indicative and updated with a lag — not real-time
• Represent one perspective on market conditions and are not predictive of returns
• Should not be the sole basis for any investment decision
• Are provided to help users understand the macro environment, not as trading signals

Market Risk Disclosure

Equity, debt, hybrid, and commodity mutual funds carry varying levels of market risk. Returns shown in projections and historical analyses are illustrative only and assume certain rates of return that may not be achieved. XIRR, CAGR, and other return metrics shown are based on historical data and do not guarantee future performance.

LTCG (Long Term Capital Gains) and tax estimates are indicative only and are based on prevailing tax laws as of the date of computation. Tax laws are subject to change. Consult a qualified tax professional for tax advice.

Data Accuracy

Portfolio data is derived from CAS PDFs you upload. ArthaDNA processes this data using automated parsing and is not responsible for errors in the source documents. NAV data, market indices, and macro indicators are sourced from publicly available data and third-party providers (AMFI, NSE, RBI). We do not guarantee the accuracy, completeness, or timeliness of such data.

No Liability for Investment Losses

ArthaDNA and Reinforcement Analytics shall not be liable for any investment losses, financial damages, or consequential losses arising from your use of or reliance on any content, insight, report, signal, or recommendation generated by this platform. Use of this platform is entirely at your own risk.

Contact

For questions about this disclaimer, write to us at support@reinforcementanalytics.in.